MERCHANT PAYMENT SOLUTIONS
Streamlined
Payment Solutions
for Businesses
Partner with Minerva for expert implementation, dedicated support, and the tools you need to accept payments confidently and grow your business.

OUR SERVICES
Merchant Payment Solutions
Merchant Services
Reliable merchant services for seamless payment processing, secure transactions, and modern POS solutions.
Learn morePayment Processing
Fast, secure payment processing designed to help businesses accept credit cards and streamline payments.
Learn moreCredit Card Processing
Secure and efficient card processing to improve cash flow and deliver smooth checkout experiences.
Learn moreOnline Payments
Secure online payments through websites, mobile devices, and eCommerce platforms.
Learn moreClover POS Systems
Advanced Clover POS systems that streamline sales, inventory, and payments in one solution.
Learn moreMobile Payments
Accept payments anywhere with mobile card readers and tap-to-pay solutions for on-the-go businesses.
Learn morePick Your Industry
Find the payment solution tailored to your business type.
Restaurants
Full-service, quick-service, bars & cafes
Equipment
Boutiques, shops & specialty stores
Home Services
Contractors, plumbers, electricians
All Industries
We'll recommend the best setup for you
WHY WE'RE DIFFERENT
Complimentary Equipment & Zero
Credit Card Processing Fees with Dual Pricing
+ Free Supplies & Shipping · Traditional pricing also available
Payment Processing
Secure, fast transactions with transparent fees and 24/7 support.
Clover Implementation
Use real-time analytics to guide decisions and grow your business.
Other Processing
Experience fast card processing and instant fund transfers.
Your All-In-One Payment Solution for Seamless Transactions
We partner with you to understand your business needs and tailor payment solutions that fit your goals. By staying on top of industry trends, we leverage innovative technologies to streamline payments and boost efficiency.
Learn MoreEnhance Your Payment Solutions Now
Maximize transactions with innovative solutions — instant fund access, payment acceptance in 164+ currencies, and more.
Set Up Your Profile
Quickly set up your account in just a few simple steps.
Verify Your Information
Confirm your account with an easy email verification process.
Start Accepting Cards
Enjoy instant payouts and seamless credit card processing.
PHOTO GALLERY
Payments In Action






TESTIMONIALS
See Why Our Customers Love Us
"Switching to Minerva saved us thousands in processing fees. The Clover setup was painless."
Maria S.
"Best customer service we've had. They picked up the phone every single time."
Daniel R.
"Dual pricing has been a game changer for our coffee shop. Highly recommend."
Ava T.
FAQ
Frequently Asked Questions
How long does the approval process take?+
Once your application is complete, processing usually takes 24 hours or less, especially if submitted before noon EST. If approved, we ship your terminal equipment or software promptly.
How soon will I get my money after the transaction is processed?+
Visa, MasterCard, and Discover transactions are deposited the next business day depending on the type of business.
Do I need a business license to obtain a merchant account?+
Not necessarily — you may provide alternative acceptable documentation depending on the risk level of your business.
Do I need a business checking account?+
Only if your business is set up as a corporation. Sole proprietorships may use a personal or business checking account.
Do I have to be PCI compliant?+
Yes. Anyone who accepts credit card payments needs to comply with PCI-DSS rules. We provide free PCI compliance validation.
